Personal Contract Purchase

Personal Contract Purchase

Personal Contract Purchase (PCP) is for personal customers and can be used for both new and used vehicles

The regular monthly payments are not subject to VAT, however additional services may attract the VAT amount.

Advantages:

  • Initial deposits and payments can be tailored to suit customer.
  • Monthly payments are fixed for the contract duration
  • The final payment / balloon rental can be refinance if required
  • Variety of options at the end of the agreement.
  • Fully maintained agreements are available (usually excluding tyres)
  • Final Balloon or Guaranteed Future value is set at the start of the agreement
  • Finance product can be used on both New and Used vehicles

Disadvantages:

  • Can be confusing at the end of the agreements
  • You must have fully comprehensive vehicle insurance

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